The process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income, estimating expenses, implementing a savings program and managing assets. Future cash flows are estimated to determine if the retirement income goal will be achieved.

There are many things to consider when planning for retirement, but the biggest question of all is: ‘can I afford to retire?’

Is $1 Million enough or do I need more. Everyone is different.
To find the answer, A GFP Planner will first consider how well you want to live during your retirement. We will look at your spending habits and this will influence how much money you need to accumulate in preparation for retiremen

How long am I likely to live? (in order to estimate how long your income needs to last) How will I manage increases in the cost of living?

If investing in shares, how can I protect my income against the effects of adverse market movements?
All of these things can affect how long your retirement savings last. The earlier you start planning for retirement the sooner you can retire.


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