Blog
Do you have enough to retire?
Do you have enough to retire? It’s the big question everyone asks. We all want to know one day we can retire comfortably but the big question is whats that amount that we need? Another way to estimate how much money you will need in retirement is to assume you need...
How do you reach your retirement goals?
Speak to the team at Grobowski Financial Planning and we will make sure you are in the right direction of hitting your retirement goals. We will work out if your super is on target and sit down and crunch the numbers and discuss your retirement plan. Contact us on...
Life Insurance
Life insurance, is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy...
What is the downsizer contribution?
The Contributing the proceeds of downsizing into superannuation measure was one of several announced in the 2017–18 Budget as part of the government's package of reforms to reduce pressure on housing affordability in Australia. From 1 July 2018, if you are 65 years...
Income Protection for Over 35’s
If you’re a 35-year-old Australian with an annual income of $80,000, you could earn around $3.8 million before your 65th birthday. Considering its multi-million-dollar value, the ability to earn a living might just trump houses and cars as your number one personal...
Turbo Charge your Income Protection with Trauma Cover
Your ability to earn an income is one of, if not, your most important asset. The value of income protection insurance is gaining a widespread understanding, as people are recognising that they need a contingency plan which will pay a regular monthly income if sickness...
Does Your Insurance fit your financial plan ??
Does your Insurance Fit within your Overall Financial Plan ? At Grabowski Financial Planning we consider your ability to earn an income to be one of your most valuable assets. Protecting that asset, in a manner that fits within your overall financial plan, is our...
Business Debt Protection
I often wonder why people spend the best part of their lives growing their business – only to let this asset vanish or dissipate on their death or disablement. Nothing can cripple, or even sink, a business faster than default action on a commercial loan, or demand...
5 Questions for First Home Buyers
As a new home owner, you may be asked by friends and family interested in buying a first home what to consider before diving in. Remember the local areas or Narellan, Narellan Vale, Camden, Cobbitty, Oran Park, Harrington Park, Grasmere, Smeaton Grange, Currans Hill,...
A Clever Way to Borrow
A clever way to borrow Making your money work for you If you’re like most Australians, you’ll have some level of debt. But how much of it is really working in your interest? While some debt can help boost wealth, some can put a massive and unnecessary drain on your...