Financial Advisor Camden
Make smarter financial decisions with guidance from a local expert in Camden
A qualified financial advisor in Camden helps you take control of your financial future, from retirement planning and superannuation to income protection, budgeting and legacy planning. At Grabowski Financial Planning (GFP), we’ve spent over 25 years guiding individuals, families, and business owners across Camden and the wider Macarthur region toward clarity and long-term confidence.
Unlike product-driven institutions, we don’t sell, we listen, design, and advise. Our fully integrated approach connects all areas of your financial life: investments, insurance, super, tax, and estate strategy. You’ll receive personalised advice based on your life stage, goals, and risk comfort, not generic templates or sales targets.
We serve clients locally from Camden to Campbelltown, and our advice is backed by compliance under Fortnum Private Wealth Ltd (AFSL 357306). Whether you’re entering a new phase of life, growing your business, or simply want to feel more confident about your money, we’re here to help you move forward with clarity.
What to look for when choosing a financial advisor in Camden
Choosing a financial planner is a personal decision. You’re not buying a product, you’re building a relationship with someone who will guide your biggest life decisions. So what matters most when comparing advisers in Camden?
Signs of a trustworthy local financial planner
Holds an Australian Financial Services Licence (AFSL) or is an Authorised Representative
List services that cover your needs (e.g. retirement, insurance, tax, SMSFs)
Offers transparent fee structures with no hidden commissions
Has physical presence or service area coverage in Camden or the Macarthur region
Supports in-person or virtual appointments based on your preferences
Provides clear guidance during the first consultation
Demonstrates years of experience with real client outcomes
What financial planning services do Camden clients often need?
Most people contact us during a key life transition, like approaching retirement, buying a home, or protecting their family. The right advice doesn’t just fix a problem, it prepares you for what’s ahead.
Retirement Planning
Build confidence with super income forecasting, tax-aware drawdowns, and retirement timeline mapping.
Superannuation & SMSFs
Manage, consolidate, or take control of your super with guidance on fund selection, SMSF compliance, and investment strategy.
Life & Income Protection
Tailored insurance advice ensures your family’s future and income stay protected through life’s uncertainties.
Budget & Cash Flow
Plan, track, and manage your household or business cash flow with practical guidance and debt reduction strategies.
How much does it cost to see a financial advisor in Camden?
Adviser fees in Camden vary depending on the services offered and how they are delivered. At GFP, we believe in transparency and no-surprise pricing, because trust begins before the advice.
Flat-fee advice models with upfront scope
Hourly consultations for budgeting or strategy work
Percentage-based (AUM) for ongoing investment advice
One-off financial plans or ongoing review packages
No commission-linked product recommendations
Scope and fee clarity were provided in the first meeting
Do I need a financial adviser if I already have a mortgage broker or accountant?
Mortgage brokers help with lending. Accountants help with tax returns. But a financial adviser connects every part of your financial life, from building wealth to protecting it, and planning how you’ll use it in the future. Where brokers or accountants focus on individual transactions, advisers offer holistic planning that integrates super, insurance, and retirement income; tax and investment strategy; estate and legacy planning; life-stage budgeting and wealth transitions; and personal risk management, including life, TPD, and trauma cover.
What happens during the first financial advice meeting?
Your first meeting with a Camden financial adviser is about getting clarity, not committing to anything. It’s a relaxed, structured conversation to understand your goals, current situation, and comfort with financial decisions.
What to expect in your first consultation
- 45–60 minute conversation (in person or virtual)
- Bring: superannuation statements, recent payslips, insurance policies
- Discuss goals, family needs, retirement age, or milestones
- Identify risk tolerance, time horizons, and financial commitments
- No obligation, decide next steps when you feel ready
Common questions about financial advisers in Camden
How much do financial advisers charge in Camden?
Most advisers charge between $250 to $400 per hour or offer fixed-fee packages. At GFP, we provide upfront, transparent pricing with no commissions or hidden costs, so you always know what you’re paying for.
Is $500,000 enough to get financial advice?
Yes. You don’t need a high balance to benefit from financial advice. GFP works with individuals and families at every stage of life, offering guidance based on goals, not how much money you have.
Are financial advisers in Camden licensed and regulated?
Yes. All licensed advisers in Camden must operate under an AFSL and meet ASIC and FASEA standards. GFP is an Authorised Representative of Fortnum Private Wealth Ltd (AFSL 357306), ensuring full regulatory compliance.
Do you offer virtual appointments for Camden residents?
Yes. We offer both in-person and virtual appointments, allowing you to choose what suits your schedule. Our video consultations are secure, easy to access, and ideal for busy professionals or remote clients.
Can you help with SMSF setup or compliance?
Yes. We guide you through every step of setting up and managing your SMSF, including strategy, compliance, documentation, and long-term investment decisions, so you stay in control and on track.