Do you have enough to retire?

Do you have enough to retire?

Do you have enough to retire? It’s the big question everyone asks. We all want to know one day we can retire comfortably but the big question is whats that amount that we need? Another way to estimate how much money you will need in retirement is to assume you need...
Life Insurance

Life Insurance

Life insurance, is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy...
Income Protection for Over 35’s

Income Protection for Over 35’s

If you’re a 35-year-old Australian with an annual income of $80,000, you could earn around $3.8 million before your 65th birthday. Considering its multi-million-dollar value, the ability to earn a living might just trump houses and cars as your number one personal...
Turbo Charge your Income Protection with Trauma Cover

Turbo Charge your Income Protection with Trauma Cover

Your ability to earn an income is one of, if not, your most important asset. The value of income protection insurance is gaining a widespread understanding, as people are recognising that they need a contingency plan which will pay a regular monthly income if sickness...
Does Your Insurance fit your financial plan ??

Does Your Insurance fit your financial plan ??

Does your Insurance Fit within your Overall Financial Plan ? At Grabowski Financial Planning we consider your ability to earn an income to be one of your most valuable assets. Protecting that asset, in a manner that fits within your overall financial plan, is our...
Turbo Charge your Income Protection with Trauma Cover

Business Debt Protection

I often wonder why people spend the best part of their lives growing their business – only to let this asset vanish or dissipate on their death or disablement. Nothing can cripple, or even sink, a business faster than default action on a commercial loan, or demand...