Who is the Key Person in your business?

A key person is an integral part of any business. A ‘key person’ is someone whose continued association with a business provides that business with a significant and direct economic gain. Economic gain means more than just profits. It can, amongst other things, also...

Insurance for your Children. Is it necessary?

It’s a natural desire to want to wrap your child in cotton wool and protect them from harm. But while cotton wool mightprotect them from sticks and stones, children are just as much at risk of suffering a traumatic event as adults.Some facts• Among children aged 0-14,...
Entering aged care – 5 key questions

Entering aged care – 5 key questions

The emotional and financial upheaval of moving a family member into residential aged care is a daunting experience. As well as requiring Aged Care Assessment Team (ACAT) approval, there is a maze of regulations, entitlements and Centrelink assessments you’ll need to...
The Value of Income Protection

The Value of Income Protection

You always take out insurance for your car, your phone or when you travel overseas but what about insurance for your most important asset – your income?Income protection insurance, also called salary continuance, provides a payment for up to 80% of your salary should...