by Steve Grabowski | Dec 26, 2025 | Uncategorized
You always take out insurance for your car, your phone or when you travel overseas but what about insurance for your most important asset – your income?Income protection insurance, also called salary continuance, provides a payment for up to 80% of your salary should...
by Steve Grabowski | Dec 22, 2025 | Uncategorized
1. TodayAs important as it is to have a will, it is just one aspect of your Estate Plan and by no means should it be relied upon to ensure your wealth is transferred in a manner that truly reflects your wishes. In short, your Will only covers your personal assets....
by Steve Grabowski | Dec 19, 2025 | Uncategorized
If you’re in business and you don’t have a plan for an involuntary or unexpected exit by any of the business partners, this tip is for you:Create a Will for your business to shore up arrangements for a buy-out and nominate the triggers that could warrant such...
by Steve Grabowski | Dec 15, 2025 | Uncategorized
Here’s a few handy tips to make your life easier, as well as mine!Despite the fact we are all moving toward a paperless environment, with cloud technology, mobile phone aps and online lodgement of tax returns you still need a far bit of paperwork when you attend your...
by Steve Grabowski | Dec 12, 2025 | Uncategorized
Making your money work for youIf you’re like most Australians, you’ll have some level of debt. But how much of it is really working in your interest? While some debt can help boost wealth, some can put a massive and unnecessary drain on your finances.Clever debt...
by Steve Grabowski | Dec 8, 2025 | Uncategorized
I often wonder why people spend the best part of their lives growing their business – only to let this asset vanish or dissipate on their death or disablement. Nothing can cripple, or even sink, a business faster than default action on a commercial loan, or demand...
