Trauma Insurance

Trauma Insurance may provide a financial benefit in the event of serious illness and health conditions, with the major causes of claim being heart disease, stroke and cancer. Most policies, however, generally cover over 30 specified events such as major head trauma,...

The Value of Income Protection

You always take out insurance for your car, your phone or when you travel overseas but what about insurance for your most important asset – your income?Income protection insurance, also called salary continuance, provides a payment for up to 80% of your salary should...

The 3 stages of planning your Estate

1. TodayAs important as it is to have a will, it is just one aspect of your Estate Plan and by no means should it be relied upon to ensure your wealth is transferred in a manner that truly reflects your wishes. In short, your Will only covers your personal assets....

Creating a Will for your business

If you’re in business and you don’t have a plan for an involuntary or unexpected exit by any of the business partners, this tip is for you:Create a Will for your business to shore up arrangements for a buy-out and nominate the triggers that could warrant such...

A clever way to borrow

Making your money work for youIf you’re like most Australians, you’ll have some level of debt. But how much of it is really working in your interest? While some debt can help boost wealth, some can put a massive and unnecessary drain on your finances.Clever debt...