by Steve Grabowski | Jan 2, 2026 | Uncategorized
If you are self-employed or in a small partnership, an extended absence from your business as a result of sickness or injury could have a severe financial impact on you and your family. Not only would business revenue reduce or even stop but fixed expenses of the...
by Steve Grabowski | Dec 31, 2025 | Uncategorized
Your ability to earn an income is one of, if not, your most important asset. The value of income protection insurance is gaining a widespread understanding, as people are recognising that they need a contingency plan which will pay a regular monthly income if sickness...
by Steve Grabowski | Dec 29, 2025 | Uncategorized
Trauma Insurance may provide a financial benefit in the event of serious illness and health conditions, with the major causes of claim being heart disease, stroke and cancer. Most policies, however, generally cover over 30 specified events such as major head trauma,...
by Steve Grabowski | Dec 26, 2025 | Uncategorized
You always take out insurance for your car, your phone or when you travel overseas but what about insurance for your most important asset – your income?Income protection insurance, also called salary continuance, provides a payment for up to 80% of your salary should...
by Steve Grabowski | Dec 22, 2025 | Uncategorized
1. TodayAs important as it is to have a will, it is just one aspect of your Estate Plan and by no means should it be relied upon to ensure your wealth is transferred in a manner that truly reflects your wishes. In short, your Will only covers your personal assets....
by Steve Grabowski | Dec 19, 2025 | Uncategorized
If you’re in business and you don’t have a plan for an involuntary or unexpected exit by any of the business partners, this tip is for you:Create a Will for your business to shore up arrangements for a buy-out and nominate the triggers that could warrant such...
